Carlo

Carlo App is an innovative digital solution born in Monaco, designed to boost the local economy and encourage local consumption. Created in 2019, this mobile payment and loyalty app's mission is to support Monaco's businesses while offering users a simple, advantageous and connected shopping experience.

Its principle is based on a win-win model: every time a user makes a purchase via the app in a partner store, he or she benefits from immediate cashback - a percentage of the amount spent is transferred directly to his or her Carlo account, which can then be reused at other retailers in the network. This virtuous mechanism stimulates loyalty, reinforces the circulation of value within the region and encourages the growth of local economic players.

Carlo App has rapidly established itself as an essential tool in Monaco's economic life, bringing together more than 500 partner businesses, ranging from restaurants and fashion boutiques to services, beauty and food. Thanks to an intuitive interface and a secure payment system, the application simplifies transactions and offers increased visibility to merchants who join the network.

In addition to its practical benefits, Carlo App is also part of a socially responsible and sustainable approach. By promoting local consumption, it plays an active role in reducing the ecological footprint associated with online purchases, and contributes to the vitality of local commerce. This model of short economic circuits is fully in line with the Principality's vision of responsible development.

Carlo App is aimed at a large community of users, residents, employees and visitors, attracted by its ease of use and the tangible benefits it offers. The app has also been adopted by many Monegasque companies, who use it to pay bonuses and employee benefits, reinforcing their commitment to the local economy.

Supported by the Monaco Government and numerous institutional players, Carlo App symbolizes Monaco's economic modernity: an innovative, agile and supportive ecosystem. By combining technology, the circular economy and community involvement, it perfectly illustrates the Principality's digital transformation and its ambition to combine innovation and responsibility.